Weave your journey abroad into real savings back home
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Tsuzuru is a Zen-inspired personal finance manager designed for life abroad. Seamlessly track daily expenses across borders, manage recurring apartment bills, split costs with roommates, and turn your hard work overseas into lasting savings back home—all in a calm, distraction-free space.
Everything you need, nothing you don't
Thoughtfully crafted for calm money management—from AI receipt parsing and recurring bills to intentional Kakeibo budgeting.
Multi-Currency Global Ledger
Track JPY, IDR, USD, EUR, and more. Manage local salary and daily living expenses abroad alongside your savings back home without conversion headaches.
AI Receipt Scanner & Natural Quick-Add
Snap physical receipts or type natural shorthand like 'Dinner 45k with BCA'. AI extracts line items, detects prices, and allows effortless drag-and-drop assignment to your Kakeibo categories.
Smart Recurring Bills & Reminders
Schedule subscriptions, utilities, and rent. Receive proactive notifications the day before they are due, track payment history, and never get hit by unexpected auto-renewals.
Mindful Kakeibo Budgeting
Organize spending around the four classic Kakeibo pillars: Needs, Wants, Culture, and Unexpected. Set proactive spending thresholds and foster reflection rather than restrictive guilt.
Split Bills & Friend IOUs
Eliminate awkward shared bill calculations. Record group dining or travel expenses, track who owes whom in real-time, and settle balances with automatic multi-account reconciliation.
Daily Spending Rhythm & Heatmap
Discover cash flow patterns on an interactive monthly calendar heatmap. Uncover spending spikes, drill down into daily breakdowns, and track category trends over time.
Virtual Savings Goals
Reserve funds toward your dreams and major purchases without moving or locking money out of your actual bank accounts.
Zen-Inspired Design
Calm Japanese wabi-sabi aesthetic with dark and light themes, soft micro-interactions, and zero intrusive ads or third-party trackers.
Simple, honest pricing
Start free with core tracking and AI credits. Upgrade to Pro whenever you need unlimited AI receipt scans & quick-add, and full customization.
Everything you need to build mindful spending habits at zero cost:
Unlock unlimited AI logging & receipt scans, auto-pay recurring bills, and complete interface customization.
Log transactions effortlessly with natural language shorthand anytime.
Scan all your paper receipts with instant camera parsing and item extraction.
Track unlimited recurring commitments and automatically execute scheduled bills.
Personalize your bottom bar tabs and dashboard quick-access buttons.
Create your free account first, then activate subscription via WhatsApp
Meaningful Impact & Transparency
By subscribing to Tsuzuru Pro, you are not just keeping Tsuzuru running. A portion of all Pro subscription revenue goes toward server and AI infrastructure costs, continuous development, and is dedicated to charitable donations for those in urgent need—prioritizing the most critical causes.
Every donation will be documented and shared transparently.
Frequently Asked Questions
Everything you might want to know before starting.
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Begin weaving your money story today
Bring calm and clarity to your finances with a tool designed to feel peaceful, not stressful.
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